Live referral · KIAN63DB|Updated May 2026

The easiest £300+ a year I make,
just for paying rent.

Ribbon turns your monthly rent payment into points you can spend at Amazon, Eurostar, Deliveroo and more. I've been using it for 14 months — and you get £25 just for signing up with my code.

My referral · Two rewards
£25
Welcome bonus
Paid in points after your first verified rent payment lands.
1%
Rent cashback, forever
£12/month on £1,200 rent — that's £144 a year, every year.
Referral code
KIAN63DB
Code auto-applies via the link below. Double-check it's present on the final onboarding step.
Claim my £25 + cashback →
★★★★★Rated 4.7 on Trustpilot
Powered by Griffin Bank Ltd · FCA regulated
FSCS protected up to £85,000

How it works. Four steps, two minutes.

01

Create your account

Complete sign-up and get your own UK sort code and account number in your name.

~ 2 minutes
02

Redirect rent payment

Update your standing order so rent goes to your Ribbon account first.

One-time change
03

Funds forward instantly

Griffin forwards the payment to your landlord over Faster Payments with your usual reference.

Instant · Same-day
04

Earn and redeem points

Receive points after verified payments and redeem for shopping, travel, and food vouchers.

Auto, every month

What you could actually earn.

Monthly rent1% cashback+ WelcomeFirst-year value
£600
£72
£25
£97
£1,000
£120
£25
£145
£1,500
£180
£25
£205UK avg
£2,000
£240
£25
£265
Figures assume 1% rate. Some properties qualify for up to 1.5% — Ribbon shows you during sign-up.

The full sign-up, in four stages.

Stage 125%

Identity

Name, email, date of birth, and phone number.

~30 seconds
Stage 250%

Address

UK residential address verification for banking.

~30 seconds
Stage 375%

Compliance

Employment, income, and source of funds checks.

~45 seconds
Stage 4100%

Rent details

Enter rent amount and confirm referral code KIAN63DB is populated.

✓ Code applied
Security & trust

“Sounds too good
to be true.”
So how is it real?

Ribbon isn't a fintech holding your money in some unregulated wallet. Your funds sit at Griffin Bank, a fully licensed UK bank — same protections as your high-street account.

Held at a regulated UK bank

Accounts are provided by Griffin Bank Ltd, regulated by the FCA and PRA (FRN 970920).

FSCS protected to £85,000

Eligible deposits are protected by FSCS up to £85,000.

Normal Faster Payments

Payments are forwarded over Faster Payments, so landlords receive rent as a normal UK bank transfer.

How it pays for itself

Ribbon earns a small fee from partner brands when you redeem points — similar to how credit-card cashback works. You never pay a penny, ever. The brands cover it.

Partnered with GRIFFIN BANK LTD · FCA authorised (FRN 970920)

My actual account.

This is from my real Ribbon account last month.

On 31 March 2026 I paid £795 in rent. It forwarded to my landlord, I got a downloadable proof of payment, and the points landed the same day — including a 2,500-point referral bonus from someone using my code.

The redeem options are the part most people don't expect: Amazon, Eurostar, Deliveroo, Hotels.com, Apple, Ryanair, Nike, Nando's, John Lewis, Asda — all common stuff you'd actually spend money on anyway.

  • Rent paid forward£795.00
  • Points earned (1%)+795 pts
  • Referral bonus+2,500 pts
  • Total month value£33.00
Ribbon activity feed showing successful rent transfer, proof of payment, and bonus points credited

The actual questions you'll have.

Yes. Ribbon gives you a personal account provided by Griffin Bank Ltd, a regulated UK bank infrastructure provider (FRN 970920). Eligible balances are covered by FSCS up to £85,000.

Sign up through the referral link and verify KIAN63DB is present during the final onboarding stage before submission. The bonus is credited after your first successful rent payment.

No. Your landlord receives a normal UK bank transfer with your existing payment reference, and no landlord action is required.

Standard earn rate is 1 point per £1 of rent. Some partner properties can earn 1.5 points per £1, increasing total annual value.

No. Identity checks are performed for AML/KYC compliance, but this is a soft verification process and does not create a hard credit search.

Yes. Ribbon works with private landlords, letting agents, and housing associations as long as your rent recipient accepts UK bank transfer payments.

Stop leaving money on the table.

Takes about 4 minutes. Costs nothing. Earns you £25 + whatever 1% of your annual rent is — every year you keep using it.

Claim my £25 + cashback →
Referral code: KIAN63DB